What is an Extended Reporting Period (“Tail” Coverage)?

What is an Extended Reporting Period (“Tail” Coverage)? What Extended Reporting Period (ERP) coverage is and when it should be purchased. Many small business owners are aware of the importance of claims-made insurance policies. However, they may not be...

Small Businesses Suffer Most From Big Ransomware Attacks

Small Businesses Suffer Most From Big Ransomware Attacks Mitigating measures to ransomware attacks, such as cyber insurance, can limit cascading effects. Many small business owners think ransomware attacks only impact large businesses, but these hacks, even if...

Structuring Meetings For Better Decision Making

Structuring Meetings For Better Decision Making Five frogs were on a log. Four decided to jump off. How many were left? The answer is five because deciding to do something and actually doing it are different. It’s not just deciding fast. It’s then executing it and...

Ransomware: As if COVID Isn’t Difficult Enough

Ransomware: As if COVID Isn’t Difficult Enough Now that many businesses are starting to slowly return to normal, there are other challenges to face. Instances of ransomware greatly increased throughout COVID-19, and it’s easy to see why. With more people...

4 Key Factors That Determine Professional Liability (E&O) Premiums

4 Key Factors That Determine Professional Liability (E&O) Premiums Professional liability insurance, or E&O (errors and omissions) insurance as it’s more commonly known, is an important coverage for businesses that provide services to clients in exchange for...